Short-term credit

Short-term loan within 30 minutes

You urgently need to pay an unpaid bill or your washing machine has broken down? Then you may need a short-term loan with a loan amount of up to 3,000 euros (new customers up to a maximum of 500 euros). Read here how to apply for it and what you should pay attention to!

The short-term credit offers you many advantages. Sometimes you need a bridge! One of the biggest advantages is the payout speed. The provider pays out within 30 minutes after a successful application. It is important to mention that the loan must be repaid within up to 60 days.

How to apply for a short-term loan?

How to apply for a short-term loan?

  • Fill out the form on Neofunding.

You have the option to choose between a loan amount of 100 – 1,000 euros (maximum of 500 euros for new customers). The term can be chosen independently of the loan amount, with 7 to 30 days available. If this is too short, you can extend the repayment period by another 30 days, so you have up to 60 days for repayment available.

If you need the money very urgently, you can choose the express option, the money will be paid after successful verification of the documents by express, this is within 30 minutes on your account. This should happen before 2 pm, otherwise, you will not be in your bank account until the next morning.

  • You receive your contract, of course for free.

Here you have the opportunity to check everything, should everything be correct to upload the following documents in your designated account. Proof of payroll, color copy of bank card, color copy of your ID card and completed contract.

For first-time customers, a PostIdent procedure must be carried out. If you want to save yourself this way, or if you are in a hurry, you can make a VideoIdent, this is done within 5 minutes.

  • A brief examination of the documents

After the test, your short-term loan will be paid out immediately, if you have not used any express option (30 minutes), this will take about 2 – 5 working days.

Short-term credit despite Private credit entry?

In principle yes. Neofunding also offers short-term loans to people with average credit to. A Private credit query is made with each request, so protects on the one hand Neofunding and especially the customer himself.

There are reasons for refusal if

– you are a private insurer
– they have an affidavit
– there is an arrest warrant against you
– her bank account was terminated for abuse
– or a garnishment has been arranged